Gunners boss Unai Emery (Picture: Getty)‘No doubt, Mkhitaryan is a talented player but he’s going to struggle to hold down a regular position when everybody’s fit.’Winterburn also claimed Pierre-Emerick Aubameyang would be Arsenal’s ‘most important’ player during the 2019-20 campaign.The Gabon striker opened his account for the season with the winner at St James’ Park last Sunday.‘Without a shadow of a doubt, Aubameyang will be Arsenal’s most important player this season,’ Winterburn added.More: FootballBruno Fernandes responds to Man Utd bust-up rumours with Ole Gunnar SolskjaerNew Manchester United signing Facundo Pellistri responds to Edinson Cavani praiseArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira moves‘You saw from the Newcastle game, he had very few opportunities to score but the one real opportunity that he got, his composure and finishing was perfect.‘If he stays fit, he’s going to have a huge season again for Arsenal, and will certainly be challenging for the Golden Boot again.‘It gives the team a huge lift when you know you’ve got a goal-scorer in your team. He is similar to Ian Wright in that sense.‘As a team, we knew that if you can keep a clean sheet, then Wrighty will usually pop up with a goal. Aubameyang is looking like that at the moment for this current side, which is great for the club.’MORE: Nigel Winterburn names the player Unai Emery should appoint as Arsenal’s captain Unai Emery told to sell ‘frustrated’ Arsenal star Henrikh Mkhitaryan Metro Sport ReporterThursday 15 Aug 2019 12:58 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link669Shares Arsenal have been urged to sell Henrikh Mkhitaryan (Picture: Getty)Unai Emery should look to offload ‘frustrated’ Arsenal forward Henrikh Mkhitaryan before the European transfer window closes, according to Nigel Winterburn.Armenia international Mkhitaryan has endured a mixed spell at the Emirates since being involved in a swap deal with Alexis Sanchez from Manchester United last year.The 30-year-old has struggled to perform consistently for the Gunners although was offered a start by Emery last weekend as Arsenal beat Newcastle United.Despite this, Winterburn believes Mkhitaryan will drop out of first-team contention once key players return and says his former club should sanction his departure this month.ADVERTISEMENTMore: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man CityHe told sportingbet: ‘Arsenal should look to sell Mkhitaryan to a European team this transfer window.AdvertisementAdvertisement‘When everyone is back fit for Arsenal, Mkhitaryan is going to struggle to get any game time at all during the season.‘Mkhitaryan looks a frustrated figure, nothing seems to be working out for him on the pitch – his passes are misplaced, his shooting is off and he can’t beat his man.‘His performance against Newcastle on the opening game of the season wasn’t good enough, especially when you’re playing at the highest level. Advertisement Comment Advertisement
The National Employment Savings Trust (NEST) has revealed how it would like to see the defined contribution (DC) market evolve in the wake of changes that no longer require savers to buy an annuity.The state-backed master trust began consulting in November on the future of its offering given the removal of compulsory annuitisation – a change that takes effect in three weeks, after it was announced by chancellor George Osborne in last year’s Budget.Its preliminary findings from consultation responses and external research found most supported the idea, and need, for a default solution turning DC savings into pension income.NEST, set to become the largest DC provider in the UK, said the general consensus among consultation respondents was that individuals valued the choices provided by the Budget, but many would not want to make specific decisions. This led to the organisation drafting six principles default retirement solutions should encompass – although it accepted many of the principles cause tension with one another at different stages.The paper from NEST said the underestimating longevity was a key risk, meaning solutions must adapt to, and account for, changes to longevity.Solutions should also be designed to ensure DC pots are spent in their entirety, and provide incomes that are stable and sustainable, but still offer flexibility where possible.The management of investment risk, NEST said, was crucial given the harmful nature of volatility in income-drawdown solutions, with special consideration for inflation risk that should be managed, but not necessarily hedged.NEST said investment risk will need to be managed to reflect the DC savers desire for investment growth, but minimising the likelihood of running out of money in drawdown solutions.Despite the expected decline of annuity conversion after 6 April, Mark Fawcett, chief investment officer at NEST, said the evidence indicated that mitigating the risk of outliving ones savings should be a key feature in its default solution.“What we are seeing is a strong consensus emerging on good quality default retirement income solutions playing a central role in helping these savers achieve better retirement outcomes,” he added.NEST said without a default solution there was also a risk of conservative savers not utilising their pots, which meant a relatively low-risk investment solution and then annutisation was a positive step.It also suggested the purchase of an annuity could be done on a deferred basis to avoid handing over of a large sum of savings in one go, a psychological barrier to annuity purchase.NEST’s consultation will also see it consider providing income-drawdown in-house and whether it could offer collective DC (CDC) solutions to its members.It said full disclosure of its consultation and decisions on its future structure would be published in the summer of 2015.